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Called Victor's insurance company Friday night and made a claim. A guy from the local office called me back about 2 hours later and got my official statement. As soon as he turned off the recorder he said "I talked to Victor, and he says it wasn't his fault. Whatever, we're not gonna waste any more of your time on this, we'll take full liability." In not so many words he said that Victor had so many insurance problems that they weren't going to take the time to mess around with him, they just wanted to cut their losses ;)

So I just need to take my car to a shop, give them the policy and claim numbers, and I'm in the clear. I was hoping to just get a check rather than fix the damage, but I'll take what I can get.

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you do realise that victor is now probably going to drive over to your pad and wank on the ham in your fridge

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